TERMS AND CONDITIONS

Nashville, TN

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Dealer Equity Solutions Service Agreement

By engaging with Dealer Equity Solutions ("Company," "We," "Us," or "Our"), you ("Client" or "You") agree to the following terms and conditions, establishing a legal agreement for our services in buying, selling, and facilitating transactions of BHPH debt, charge-offs, bankruptcy accounts, and other debt portfolios.


SMS & Messaging Terms


SMS Consent Communication:

Dealer Equity Solutions values your privacy. Any phone numbers or emails collected as part of the SMS consent process will not be shared with third parties for marketing purposes.


Types of SMS Communications:

By consenting to receive text messages from Dealer Equity Solutions, you may receive messages related to:

  • Portfolio transaction updates
  • Payment confirmations and inquiries
  • Follow-up communications
  • Exclusive offers and industry insights

Example:
"Hello, this is a confirmation of your recent transaction with Dealer Equity Solutions. If you have any questions, reply HELP. To opt-out, reply STOP at any time."


Message Frequency:

Message frequency may vary depending on the nature of the communication. For instance, you may receive up to 5 messages per week regarding transaction updates or account status.


Potential Fees for SMS Messaging:

Standard message and data rates may apply based on your carrier’s pricing plan. These fees may vary for domestic or international messages.


Opt-In Method:

You can opt in to receive SMS messages from Dealer Equity Solutions through:

  • Verbal agreement during consultation
  • Submission of an online form
  • Written consent on a contract or agreement


Opt-Out Method:

You may opt out of SMS communications at any time by replying "STOP" to any message. Alternatively, you can contact us directly to be removed from our messaging list.


Help & Additional Options:

For assistance, reply with the keyword "HELP" or visit our [Privacy Policy] and [Terms and Conditions] pages.


Transaction Terms & Service Commitments


Portfolio Transfers & Transactions

By engaging in a debt sale or purchase with Dealer Equity Solutions, you agree to provide all necessary documentation to facilitate a secure and compliant transaction. We strive to ensure a smooth, efficient process while maintaining transparency and professionalism.


Due Diligence & Compliance

Dealer Equity Solutions conducts a thorough due diligence process before completing any transaction. All buyers and sellers must adhere to industry regulations, including FDCPA and other applicable financial laws. Failure to disclose material information may result in transaction delays or cancellations.


Liability & Risk Disclosure

Dealer Equity Solutions is not liable for pre-existing conditions within any debt portfolio. Once a transaction is completed, all responsibilities for account collection or management are transferred to the buyer.


Fees, Payment Terms & Late Charges


Pricing & Payment:

  • All fees are agreed upon before transaction completion.
  • Payments are due at the time of transaction closure via wire transfer, ACH, or other agreed-upon methods.
  • Late payments may incur a fee plus a variable daily interest until fully paid. This fee and daily interest is determined on a case by case basis.


Additional Charges:

  • If a transaction requires additional research or due diligence beyond the agreed scope, additional fees may apply with prior approval.
  • Custom solutions or portfolio structuring beyond standard services may incur extra costs.


Confidentiality & Security

Both parties agree to maintain the confidentiality of all transaction-related information. Dealer Equity Solutions does not share, sell, or disclose sensitive financial details outside of required compliance measures. Any breach of confidentiality may result in legal action.


Termination & Governing Law

Dealer Equity Solutions reserves the right to refuse service, terminate agreements, or cancel transactions if fraudulent or unethical activity is suspected. This agreement is governed by the financial laws of the state in which the transaction occurs.

By engaging with Dealer Equity Solutions, you confirm that you are authorized to enter into these agreements and acknowledge the terms outlined above.


Acknowledgments

By completing a transaction with Dealer Equity Solutions, you acknowledge that:



  • All debt sales and purchases are final.
  • Dealer Equity Solutions does not guarantee specific recovery outcomes.
  • Payments are made for services rendered, not guaranteed future collections.
  • Liability is limited to the amount paid for the service.


By texting Dealer Equity Solutions, you consent to receive communications related to transactions, account updates, and marketing promotions. Reply STOP to opt out, HELP for support. Standard message & data rates apply. See our [Privacy Policy] and [Terms of Service] for full details.